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oldtimer
Team Manager



4219 Posts
joined 19 Jun 11

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Posted - 17 Aug 2019 :  22:38:15  Show Profile Send oldtimer a Private Message  Reply with Quote Copy this URL to Link to this Reply
quote:
Originally posted by bludvl

Anyone who doesn't have an ambulance membership is an idiot. You only have to need it once and you come out on top, even if you pay it for the rest of your life.

I have PHI, and I pay a ****load for it. I'm on a policy that isn't offered anymore and the most I have ever been out of pocket for anything is $100.

That said, it isn't really worth it for me, but I pay it because I know that if I stop, I'll do something stupid that requires it.


You are suggesting that there are a lot of alleged idiots in Queensland.
quote:
Need another great reason to live in Queensland? If you’re a permanent resident of the Sunshine State you’ll qualify for free ambulance assistance, no matter where you are in Australia. There’s no need to get an ambulance policy or special ambulance cover. You and your family are protected and can call on paramedics for emergencies, big or small, at home or away.

While this is great for us, not every state is the same. Friends and family living in other Australian states may be out of pocket when they need to call an ambulance for help. Find out more about what your loved ones could pay, and why they may need to consider ambulance cover.

https://www.racq.com.au/insurance/get-insurance/health-insurance/ambulance-cover-page

Time for those states not covered to get their State Pollies to extract their digit from their fundamental extemity passage.
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troy01505
Team Manager



Australia
2810 Posts
joined 25 Feb 08

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Posted - 18 Aug 2019 :  08:53:57  Show Profile Send troy01505 a Private Message  Reply with Quote Copy this URL to Link to this Reply
I dropped private health for public when I found out the wait time was a 1/4 and my hospital bill was nothing.

I do and always will have ambulance cover until such time it is free.
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REM
Team Manager



Australia
14308 Posts
joined 27 Sep 03

 offline

Posted - 18 Aug 2019 :  12:12:06  Show Profile Send REM a Private Message  Reply with Quote Copy this URL to Link to this Reply
quote:
Originally posted by Legendary Gerry

I've had both private health and only public health.

The treatment I have received in public health has been over and above anything I have received in the private system, workers' comp excepted.

I have access to the best specialists in their field and get appointments in a timely fashion.
The longest I have had to wait (public)is 10 days and received apologies for the wait time as it was totally out of his control - he'd booked a holiday and wouldn't be in the country.

One of my specialists (public) phones me every fortnight (sometimes weekly) to see how things are going.

If I need to I can just front up and they will see me straight away, although I (or my wife) usually phone first just in case.

These days I don't have private cover. I don't work, am not on a pension or any other government benefits and simply pay my way when I have to, which is not very often.



I have private cover, costs me about $500 per month....it's a lot coin...we mostly access dental and physio...

Most doctors work both systems, but do the private system for cash when not in the public...but in NSW training and research is mostly public....my wife reckons the public system is there to fix up the **** ups done by the private system, of which she assures me there are many....locally we have an issue here because since Helathscope have taken on the Nth Beaches Hospital, GP's are telling people "go straight to RNS"....RNS has subsequently picked up about %30 more patients....but with no extra resources...

That's great, it starts with an earthquake
Birds and snakes, and aeroplanes
And Lenny Bruce is not afraid!
"Remember that in the end nobody wins, unless everybody wins!" Springsteen BTR.



Edited by - REM on 18 Aug 2019 12:12:51
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Legendary Gerry
Moderator



Australia
22433 Posts
joined 19 Feb 07

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Posted - 18 Aug 2019 :  13:04:56  Show Profile Send Legendary Gerry a Private Message  Reply with Quote Copy this URL to Link to this Reply
Your wife is correct.

The number of patients (mostly serious or critical)who are transferred from private facilities to public facilities is staggering.
Private facilities generally don't have the staff or equipment to help those who need it most.
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hml2777
Pit Crew



Cuba
197 Posts
joined 09 Mar 05

 offline

Posted - 19 Aug 2019 :  05:19:02  Show Profile Send hml2777 a Private Message  Reply with Quote Copy this URL to Link to this Reply
I have it and have used it lots. well worth it
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REM
Team Manager



Australia
14308 Posts
joined 27 Sep 03

 offline

Posted - 19 Aug 2019 :  08:03:49  Show Profile Send REM a Private Message  Reply with Quote Copy this URL to Link to this Reply
quote:
Originally posted by hml2777

I have it and have used it lots. well worth it



That's great to hear, you are a very rare breed! Are you a young person? Young people are leaving in droves....what aspects do you use the most and get the biggest benefit from?


LG, every week she shares absolute horror stories.....and I can assure you, if you are in my wife's ward.....you are not having a good year(and for many it becomes their last ever year)! (we are the killer couple at dinner parties-we have a line, "see either of us professionally and you ain't having a good year!" haha...)

Apparently it's more lucrative for the doctors in the private context....

That's great, it starts with an earthquake
Birds and snakes, and aeroplanes
And Lenny Bruce is not afraid!
"Remember that in the end nobody wins, unless everybody wins!" Springsteen BTR.



Edited by - REM on 19 Aug 2019 08:09:55
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Legendary Gerry
Moderator



Australia
22433 Posts
joined 19 Feb 07

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Posted - 19 Aug 2019 :  08:35:11  Show Profile Send Legendary Gerry a Private Message  Reply with Quote Copy this URL to Link to this Reply
To be fair, if the husband, say, is seeing you the wife could be having a very good year!
It's all a matter of context...

Edited by - Legendary Gerry on 19 Aug 2019 08:35:46
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REM
Team Manager



Australia
14308 Posts
joined 27 Sep 03

 offline

Posted - 19 Aug 2019 :  08:50:53  Show Profile Send REM a Private Message  Reply with Quote Copy this URL to Link to this Reply
...very well played!

That's great, it starts with an earthquake
Birds and snakes, and aeroplanes
And Lenny Bruce is not afraid!
"Remember that in the end nobody wins, unless everybody wins!" Springsteen BTR.


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hml2777
Pit Crew



Cuba
197 Posts
joined 09 Mar 05

 offline

Posted - 19 Aug 2019 :  14:49:16  Show Profile Send hml2777 a Private Message  Reply with Quote Copy this URL to Link to this Reply
quote:
Originally posted by REM

quote:
Originally posted by hml2777

I have it and have used it lots. well worth it



That's great to hear, you are a very rare breed! Are you a young person? Young people are leaving in droves....what aspects do you use the most and get the biggest benefit from?

not young. hospital cover. lots of elective sugery. weight. back. lots of look ups and look downs
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Bloopy
V8 Champion



New Zealand
1159 Posts
joined 20 Oct 11

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Posted - 24 Aug 2019 :  18:45:49  Show Profile  Visit Bloopy's Homepage Send Bloopy a Private Message  Reply with Quote Copy this URL to Link to this Reply
I'm in my mid-30s and have private health insurance with Southern Cross, attached to my parents' policy. I guess the benefit is having extra options and not having to worry as much.

The main time I used it was for an MRI and then septal occluder implant (for minor heart birth defect) so I probably got good value out of it.
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